Home About Loan Programs Fix & Flip Specialty Finance Marina Financing Golf Course Loans My Story Brokers FAQ Loan Package Apply Now
Private Lending for Golf & Country Clubs

Golf Course Financing

We have owned, operated, and sold golf courses — which means we underwrite golf and hospitality assets with a level of insight that traditional lenders simply cannot match. Fast closings, flexible terms, nationwide.
Request a Term Sheet
Why A&J Gulf Blvd Capital

Operators First.
Lenders Second.

Our principals previously owned and operated five golf courses and country clubs across Georgia — including properties that hosted the Forme Tour (PGA Tour Canada), served as a filming location for a major motion picture, and were recognized by Golf Inc. Magazine.

We purchased one of those properties in 2019 and sold it in 2024 for four times the initial investment. That firsthand experience is exactly why we can underwrite golf and hospitality assets that traditional banks routinely pass on.

When you bring us a golf course deal, you're not explaining the business to a credit committee that's never stood on a fairway. You're talking to principals who have.

Quick Program Facts

Loan Amounts$1M – $20M+
Loan-to-ValueUp to 75% LTV
Loan-to-CostUp to 80% LTC
Loan Terms12 – 36 Months
Rate Range8.00% – 13.00%
Payment StructureInterest Only
Close Time7 – 14 Days
Financing Solutions

Golf Course Loan Programs

We offer flexible private lending solutions for every stage of a golf course investment — from acquisition to renovation to bridge financing.

⛳

Acquisition Loans

Financing to purchase private, semi-private, or public golf courses. We move fast — often closing in 7 to 14 days when others take months.

  • ✓ Up to 75% LTV
  • ✓ $1M – $20M+
  • ✓ 12 – 36 month terms
🏗️

Renovation & Construction

Funding for course renovations, clubhouse upgrades, amenity additions, pool decks, dining facilities, or full ground-up construction.

  • ✓ Up to 80% LTC
  • ✓ Draw schedule available
  • ✓ 12 – 24 month terms
🔁

Bridge Loans

Short-term capital to stabilize operations, fund improvements ahead of a sale, or bridge the gap while transitioning to permanent financing.

  • ✓ Up to 75% LTV
  • ✓ 6 – 24 month terms
  • ✓ Interest only payments
Eligible Properties

Types of Golf Properties We Finance

We lend on all types of golf and country club assets across all 50 states.

🏌️

Private Golf Courses

Exclusive member-only clubs seeking acquisition or renovation capital.

🏡

Country Clubs

Full-service clubs with dining, tennis, fitness, and social amenities.

🌐

Semi-Private Courses

Hybrid models serving both members and daily-fee public players.

🎯

Public Golf Courses

Daily-fee courses with consistent patronage and revenue history.

🏢

Golf & Resort Properties

Destination resorts combining lodging, golf, and hospitality operations.

⛳

Driving Ranges & Practice Facilities

Standalone or attached practice facilities with proven revenue streams.

$25B+
Annual U.S. golf course revenue
300K+
Jobs supported by golf courses nationwide
7–14
Days to close with A&J Gulf Blvd Capital
Common Questions

Golf Course Financing FAQ

What loan amounts are available for golf course financing?

We lend from $1 million up to $20 million and above. Loans are available for acquisition, renovation, bridge financing, and construction. We do not provide business-only financing — the loan must be secured by real property.

How quickly can you close a golf course loan?

We close in as fast as 7 to 14 days. As a private direct lender — not a broker — we control the process from term sheet to funding, which is how we move at a speed banks simply cannot match.

Do you lend on distressed or underperforming golf courses?

Yes. Unlike conventional lenders, we understand that a course's current financials may not reflect its true potential. We evaluate the asset, the market, and the business plan — not just trailing income. This is a key advantage of working with operators-turned-lenders.

What states do you lend in?

We lend in all 50 states. Golf course financing is available nationwide with no geographic restrictions.

Do you work with mortgage brokers on golf course deals?

Absolutely. We have a dedicated broker program with fee protection, fast term sheets, and direct access to our principals. Broker fees are agreed upon upfront and protected through closing.

Ready to Finance Your Golf Course?

Submit your deal today and receive a term sheet within 24 hours. No obligation, no fees to apply.

Request a Term Sheet
AI
A&J
A&J Gulf Blvd Capital
AI Assistant — Online 24/7
A&J
Hi! I'm the A&J Gulf Blvd Capital AI assistant. I can answer questions about our loan programs, rates, eligibility, and how to get started. What can I help you with?