We offer three powerful financing solutions for marina and waterfront asset owners — including government-backed programs that conventional lenders rarely offer.
Fast, flexible private capital for marina acquisitions, renovations, dock repairs, dry stack additions, or bridge financing. No government red tape — close in days, not months.
The USDA Business & Industry (B&I) program offers government-guaranteed loans for marinas in rural areas — with higher loan amounts, less collateral, and longer terms than conventional financing.
SBA 7(a) loans are ideal for small marina owners — consolidate debt, fund working capital, and get financing with minimal equity injection requirements and no excessive rates.
As a specialty lender with direct experience in waterfront and hospitality properties, we evaluate marina deals the way an operator would — looking at slip revenue, dry stack capacity, fuel dock income, service revenue, and long-term market position.
Traditional banks often decline marina financing because they don't understand the asset class. We specialize in exactly these deals — and we close them fast.
Whether you need a private bridge loan, a government-backed USDA loan, or an SBA 7(a), our team will identify the right program and walk you through every step of the process.
Fund capital-intensive dock repairs, floating dock systems, fuel dock upgrades, and marina infrastructure projects.
Expand your dry stack capacity with construction financing that follows the project draw schedule.
Purchase a new marina or refinance existing debt with better terms and faster closings than conventional lenders.
We lend on all types of marina and waterfront assets across all 50 states.
Wet slip, dry storage, fuel dock, and service operations with multiple revenue streams.
Destination properties combining marina operations with lodging and hospitality.
Standalone or attached dry stack storage facilities with proven occupancy rates.
Marine fuel stations with consistent transient and slip-holder revenue.
Commercial waterfront properties combining retail, dining, and marine services.
Marine service operations, boat yards, and repair facilities with real property collateral.
Private loans close in 7 to 14 days with flexible terms and minimal documentation requirements — ideal for acquisitions, bridge needs, or time-sensitive deals. USDA and SBA loans are government-backed, offer lower rates and longer terms, but require more documentation and take longer to process. We help you identify which program fits your situation best.
USDA Business & Industry loans are available to marinas located in rural areas as defined by the USDA. The program offers up to $25 million with up to 80% loan-to-value, less collateral than conventional loans, and longer repayment terms. We can quickly determine if your marina qualifies.
Yes. As a private direct lender specializing in waterfront and hospitality assets, we regularly finance deals that conventional banks decline. We evaluate the asset and its income potential — not just trailing financials or rigid credit box requirements.
Marina financing can be used for acquisitions, refinancing existing debt, dock repairs and improvements, dry stack storage expansion, fuel dock upgrades, clubhouse construction, and working capital for operations.
Absolutely. We have a dedicated broker program with fee protection from day one, fast term sheets, and direct access to our principals. Broker fees are agreed upon upfront and protected through closing on all 50 states.
Submit your deal today and receive a term sheet within 24 hours. Private, USDA, and SBA options available. No obligation, no fees to apply.